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Mar 2013
31

7 Money Tips for Avoiding ATM Fees

by Jessica Bosari
Posted In:  banking

Find ways to get fee-free access to your money with these tips on avoiding ATM fees.

When it comes to reducing the fees you pay to your bank, ATM fees are among the most logical and research-intense. After all, ATM fees are rising, but banks are no longer required to post the ATM fee on the outside of their ATM. The bill eliminating the external fee notification passed in 2012. You will have to read the fine print on-screen to find out what the bank will charge you for using their machine. Reducing ATM fees is not as straightforward as avoiding overdraft fees. You need to have a strategy.Read the rest...

Mar 2013
29

5 Sites to Get the Cheapest Printer Ink Cartridges

by Jessica Bosari
Posted In:  other

First, know what printer ink you need, then the kind you want and finally, where to go to get it.

A business or home office relies heavily on a functioning printer. It may sit there unused for days, but when you come to print that one important document, you find it is out of ink. This is truly frustrating because cartridges are an ongoing cost and if you are not careful, this cost can quickly add up. Buying cartridges online is one way to find quality products for a good price. Online companies offer a range of choices too. With the right information, buying low-cost, quality ink cartridges is easy. Here are five of the best sites to order printer ink cartridges for bargain prices:Read the rest...

Mar 2013
27

A Joint Will: A Great Idea, but not so Great in Practice

by Jessica Bosari
Posted In:  family

joint wills, estate planningJoint Wills Leave Few Options for the Surviving Spouse

The subject of drawing up a will doesn’t make for great dinner conversation, but a few things are worth thinking about when it comes to putting things in order in preparation for your ultimate demise. It’s unavoidable, after all. Many married couples naturally assume that a joint will makes the most sense. After all, it’s one less piece of paperwork to manage. However, there are many good reasons to avoid a joint will.Read the rest...

Mar 2013
26

Is Your Personal Information Really Safe?

by Jessica Bosari
Posted In:  banking

identity theftIf It Can Happen to Michelle Obama, It Can Happen to Any of Us

Each year sees more of our daily commerce being conducted online. We can buy and sell items, move money around from one account to another, check our credit card balance, even pay our bills. With so much of our personal financial information living in the clouds, there is no wonder that the latest incident of cyber-hacking to flood the media has many of us concerned. Only a week ago, nearly a dozen A-list celebrities and political luminaries allegedly had their most private financial information hacked, and then posted online for the entire world to see.Read the rest...

Mar 2013
24

Overcoming a Felony Past to Get a Job in the Present

by Jessica Bosari
Posted In:  other

felony convictionA stupid mistake when you're young can cause a felony conviction that haunts you forever.

How often do we see a fist fight lead to a felony conviction? Sometimes it’s just a matter of being young and naïve about the risks of criminal behavior. One brief moment of poor judgment can become a life-altering mistake. Many employers have a policy of never hiring a convicted felon. The steps you take following your conviction can help you fight this bias and rebuild your life and career.Read the rest...

Mar 2013
18

5 Money Tips Your Kids Wish You Told Them

by Jessica Bosari
Posted In:  family

money tips, parents, kidsUse These Money Tips to Give Your Kids Financial Freedom

The freedom you get with a regular income is so greatly celebrated in our early twenties. Yet it doesn’t take long for reality to sink in, leaving our financial health in need of urgent attention. Learning to survive financially is a game of Russian roulette, and unfortunately, we tend to learn the rules through trial and error. Sooner or later, we all think, “Why didn’t anyone tell me it would be this way?!?”Read the rest...

Mar 2013
17

Tax Savings: When Should a Married Couple File Separate Tax Returns?

by Jessica Bosari
Posted In:  taxes

tax savingsSome Life Circumstances Trump the Tax Savings of Filing Jointly

Filing jointly is a popular option for most couples because it saves money. Filing a joint tax return also simplifies the process of settling accounts with the government. It’s just easier for a married couple to combine their income and share the allowable deductions. Married couples filing jointly also qualify for more deductions than single filers do. But the Internal Revenue Service (IRS) tax code is insanely complex. There are times when it makes more sense to file separately even when you are married.Read the rest...

Mar 2013
15

Make at Home Lunch Ideas: Bringing Flair to the Plain Brown Bag

by Jessica Bosari
Posted In:  restaurants and grocery

brown bag lunch, money saving tipsUse these Money Saving Tips to Spice Up Your Brown Bag Luch

 

Packing a lunch each day saves you money. Yes, sandwiches day in and day out can become rather tiring, but with a little planning the night before, a delicious lunch takes only a few minutes to whip up. The secret to creating yummy lunches relies on following these five tips:Read the rest...

Mar 2013
11

6 Everyday Expenses that Serve as Income Tax Deductions

by Jessica Bosari
Posted In:  taxes

income tax deductions, expensesPeople often overlook these every day expenses that qualify as Income Tax Deductions

So the tax year has come and gone, and you’ve finally received your tax return, only to find that it wasn’t as big as you thought it would be. In fact, Uncle Sam seemed to have taken a rather big bite. Well then, now is the time to explore ways to increase your deductions in the coming tax season. Here are six simple ways you can lower your taxable income, which will enable you to glean a much healthier tax return next year.Read the rest...

Mar 2013
10

Affordable Luxury: Expensive Tastes, Reality and Finding a Happy Median

by Jessica Bosari
Posted In:  other

affordable luxuryGet Smart about Buying Affordable Luxury 

There are many reasons people want expensive things. When an expensive item is higher quality and saves you money in the long run, it’s a smart buy. But sometimes, a darker more sinister reason drives us to crave high-priced goods. Our unmet emotional needs drive us to seek fulfillment in the wrong places. Fear, anxiety, jealousy, insecurity and a range of emotions that don’t serve us well can drive us when making buying decisions.Read the rest...