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Money Saving Tips

Tips that save you money!

Money Saving Tips

5 Steps to Recovering from Holiday Debt

Posted In:  debt reduction

It’s just too easy to overspend in December. Recover from the money hangover faster with these tips.

When Black Friday and Cyber Monday deals hit, the spending spree starts for millions of consumers. If you get caught up in the madness, you can easily max out your credit cards and blow most of your paychecks buying gifts that will bring nothing but regret when you settle into the new year. When the credit card bills find their way to your home, you will need to take the following steps in order to recover from the fun of shopping.Read the rest...

Possibly the Cheapest Food on the Planet

ramen recipesRamen Recipes for Tight Budgets

There comes a time in nearly everyone's life when they may find themselves living on a tight budget. It's these financial lean times that often spark the most creativity in the kitchen. Just because your money's tight doesn't mean your meals have to be bland and boring. Even inexpensive ingredients can be used in fun and exciting ways to create dishes with pizzazz. In fact, one of the cheapest foods out there can be used as a base for creating fantastic, out-of-this-world fare. Yes, that food is Ramen. Here's a look at some new ways to prepare the cheapest noodles around that just may spark some ideas for creating fabulous Ramen recipes of your own. Read the rest...

Flexible Spending Account Use it or Lose it Rules Easing Up

Posted In:  taxes  hospital and medical

fsa flexible spending rules

Welcome changes to flexible spending accounts

Thanks to new rules, Flexible Spending Accounts are increasing their flexibility. The government isn't exactly known for going in and making things more user friendly and less restrictive. If you hear that they're changing the way they tax your money you instinctively grip your wallet more tightly. If you hear that it will affect your health care your knuckles turn white as you break into a light sweat. But, for once, you need not worry about this change. It’s in your favor most of the time and even when it’s not, it does no harm.Read the rest...

After Christmas Sales Aren't Such a Big Deal - Wait for the Really Great Stuff!

Posted In:  other

after christmas sales

A few good deals are to be had right after Christmas, but if you can wait two weeks, you'll do even better.

If you haven’t been out to spend your Christmas gift cards or return gifts that aren’t quite your style because you’ve been at work or otherwise occupied, don’t worry. You’re not missing too much. In fact, depending on what you want to buy, you may be better off avoiding the return rush altogether and waiting another 2 weeks before you bring back merchandise or spend your gift cards. Here’s the scoop on what to shop for now with your gift cards and merchandise credits, and what you should wait to buy.Read the rest...

IRS on the Phone? Don't Panic

Posted In:  taxes

Fake IRS Calls Are Tricking Some into Paying Money to Crooks

You are a hard-working small-business owner burning the midnight oil, poring over your accounts, coping with the stresses of a sluggish economy and finding resources to navigate your way through the labyrinth of tax laws and regulations. 24-hour days seem too short and tension runs high. The last thing you need is a threatening phone call from the Internal Revenue Service (IRS) asking you to pay up money you apparently owe Uncle Sam and had no idea about.Read the rest...

Want to Flip Used Cars on eBay? Not So Fast!

Posted In:  small business

selling used cars on ebayBecoming a used car deal on eBay isn’t as easy as it looks.

In many Internet circles, eBay is known as a goldmine for both sellers who want to maximize their profits and buyers who want to get the best bang for their buck. If you’re thinking about jumping into the eBay trend with used car sales, don’t rush off to upload your ad just yet. Browsing through eBay’s auto listings will tell you that plenty of sellers are confident enough to auction off expensive cars and rare auto parts, but you have to remember that it doesn’t necessarily mean you should do the same.Read the rest...

How to Get More Heat from Your Fireplace, with Less Fuss

Posted In:  energy saving tips

fireplace efficiencyHome Heating Solutions for Tighter Budgets

Fires can burn very hot, making them still a good heating solution. If you don’t have the budget for a fireplace insert this year, use the gravity technique to burn hotter fires that will heat your house longer. Some call it a log-cabin stack. Whatever you call it, it’s a hotter fire and it needs less of your time and attention to keep it going.Read the rest...

Getting the Best Price on Major Appliances

Posted In:  other

cheap appliancesIf you’ve already figured out you can’t fix that broken washer, it’s time to find an affordable replacement.

This is a follow-up to my post, “How to Save Money by Fixing Household Appliances Yourself,” focusing on finding out what’s wrong with that washer, dryer or dishwasher before you shell out big bucks on a repairman. Sometimes through this process, you find out it’s not worth repair and needs replacement. Don’t stop saving money there! Here’s how you can keep saving by finding affordable appliances.Read the rest...

Planning a Move? Start Now to Save Big on the Cost

Posted In:  other

cheaper moving expensesSmart planning saves you money on your move.

Relocating to a new home is notoriously expensive. From packing supplies at inflated prices to moving during the busiest time of the year, a few bad choices can cost you big in moving expenses. The good news is that you can keep your moving costs low. Whether downsizing to a small one-bedroom apartment or moving your big family into a large house, planning ahead and following a few money-saving tips can help you plan a stress-free move on any budget.Read the rest...

If You Really Mean It, You'll Follow these Tips for Better Financial Choices

Posted In:  other

better choicesIf you really want to make a financial change, you need to give the idea more than lip service. It’s one thing to daydream about better days. It’s another to actually make them come true. If you are serious about your commitment, put the action behind your goal-making. Here are five tips to help you make better choices along the way to your brighter future.Read the rest...