A financial legacy should include knowledge before money.
How and when you file social security can garner you thousands more in annual income.
Getting over the taboo surrounding end of life planning and looking into these options will help you lower funeral costs.
In the year of 2013, some changes are coming to the Social Security program. Some of these changes will be significant, others will be small. Overall, you're expected to pay in more, but your benefits will also increase. These changes reflect a higher cost of living and the economic reallities Americans face right now.
Fall is the time most people get serious about their goals and their budget. Summer fun is over and it’s time to get back to the business of budgeting, winterizing and preparing to survive a cold winter. Homes are the focus of most winterizing projects, but cars must also be winterized. Sometimes bank accounts need to be spruced up a bit too in the fall because, much like homes and cars, they must meet added demands during winter and the holidays. So let's get our pumpkins in a row, so to speak, with these important fall financial organization and maintenance tips.
When it comes to complex concepts, most people prefer to have things broken down as simply as possible. However, when it comes to investing in the stock market, simplification is problematic at best. The main issue is that every type of stock or related investment is so inherently different and governed by its own set of regulations and unwritten rules that generalizations are impossible.
Clean energy and companies that are socially and environmentally responsible are growing like never before. When you invest in mutual funds that are listed as socially responsible, you are not only helping companies that are building green infrastructure and finding alternative and cleaner ways to produce energy and other eco-friendly services and products, you may also be avoiding the volatility of owning individual stocks.
With the decline of the economy and retirement funds seeing dramatic losses in the past few years, more employees are realizing that traditional retirement might not be possible for them. If you are approaching retirement age and either not willing or not able to quit your job just yet, then here are five alternatives to the conventional ideas about retirement.
If you've ever turned on the radio and heard people screaming at the top of their lungs, "We're debt free!" then you've heard of Dave Ramsey. A financial professional and somewhat of a life coach, Dave Ramsey has been offering financial advice to people for years. You can hear him on the radio, read one of his books, watch a DVD or attend a seminar to learn his complete system for getting, and staying, out of debt. Ramsey is a no-nonsense kind of guy offering clear-cut advice on making sound financial decisions.Top Retirement Tips
How to Get More Money Every Month from Social Security
What would you say if someone told you to give back all the Social Security checks that you have received thus far? You might tell them to go pound sand, or you might consider what advantage you could gain from re-filing for Social Security benefits at an older age...
Individual Development Account: Save Money and Get Matching Contributions
Research shows that there are “savers” and “spenders” in all income classes, even those who make low to moderate incomes...
Convert to a Roth IRA for Tax Savings
If you’ve considered converting your traditional Individual Retirement Account (IRA) to a Roth version, 2010 may be the most optimal time to do so...
Five Financial Problems Women Face and How to Manage Them
Financial planning can be a challenging task for anyone, but women find they face issues particular to their gender...
Eight Steps to Retiring a Millionaire
Who wants to retire rich? If you answered “I do” to that question and your only plan to do so is to win the lottery in the next 30 years, this article is for you...
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