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Other money saving tips

Tips that didn't fit anywhere else...

Putting Your Money into Schooling is the Best Investment You Can Make

Posted In:  other

A recent study from the John J. Heldrich Center for Workforce Development at Rutgers shows that even the Americans who are lucky enough to find work are not faring so well. As it turns out, many of them are taking pay cuts to switch careers and find a job.  The study reports that about 33% of laid-off workers found new full time employment and 41% of those had to switch careers to find a job. Read the rest...

Buy Next Year’s Christmas Trappings Now

Where to Look for the Best Clearance Deals

When Christmas is over it can be a little disheartening to pack everything away for another year. You can brighten up the process a little bit and save yourself some money by shopping for next year's new decorations right now. Since you're still working on putting everything away, you could go out and take advantage of some of the deep discounts that retailers offer for items you would have had to pay top dollar for a few weeks ago. Bring your new goodies home and pack them with your old ones. When you open everything up next year, you'll have a stack of fresh decorations to play with as well as your family favorites. Plus, you’ll have one less errand to run during next year’s busiest season.Read the rest...

Boost Savings by Organizing Cheaply

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The costs of being disorganized are not always easy to see all at once, but they really add up over time. If your shoes are all scattered on the floor of your closet or under your bed, you may not realize you already own that perfect pair of brown dress shoes that you need. If you were well organized, you could just glance at your shelf of shoes and know exactly what you own.Read the rest...

Didn't Get that High-Tech Gadget in Your Stocking? It's not too Late!

Posted In:  cell phone  other

The list of new technology gadgets was excellent this Christmas season. From gaming systems to digital cameras to iPads, the best gifts this year came in smaller packages. With such a long list of possibilities, Santa probably had a tough time filling out everyone's technology toy list. The good news is that many retailers are offering those high-demand gadgets at incredible prices now that the Christmas shopping season has ended. Santa might wish he had waited to take advantage of some of the technology deals that are available online and in person at electronics stores through the end of December and well into January.Read the rest...

Pure Platinum? Pure Drivel! What to Look for When Buying Platinum

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Purchasing platinum jewelry can be an investment that lasts a lifetime. This luxurious metal is known for its luster and durability. In recent years, manufacturers have begun to blend base metals into platinum jewelry to help keep the jewelry more affordable for consumers. Platinum jewelry has always been blended with other materials, but these recent pieces contain higher levels of metals like copper or cobalt than traditional platinum pieces used to contain. The US Federal Trade Commission (FTC) has recently released some guidelines that require jewelry shops to mark the exact platinum content in each piece so that the customer is always aware of the purity of the jewelry.Read the rest...

Ten Cheap and Cheerful Holiday Gift Ideas for Coworkers

Posted In:  other

It’s that time of year again! The time money tends to spill out of your wallet and bank accounts like water from a faucet. Christmas time is often one of the happiest times of the year for most people; however, it can also be one of the most difficult times financially. You want to let people know you care, but you can only afford so much tangible love.Read the rest...

How to Handle Mixed Financial Messages

Posted In:  banking  debt reduction  other

We live in a society that snatches up new ideas and runs with them, without necessarily taking the time to assess the value of them. The unfortunate truth is that not every idea or opinion you or anyone else has is a great one or even halfway acceptable. This is part of the reason we hear so many mixed messages when it comes to financial advice.Read the rest...

Top Misleading Sales Tactics

Salesman will do anything and everything to get a sale. If they have to cluck like a chicken for five minutes to get you to buy whatever they are peddling, they will. You have probably run into a misleading sales ad before. You are told one thing promising cheap prices only to have the final total to ring up double or even triple what you originally thought. Context and word placement are everything. The following tactics are used much more often than you would think to get you, the unsuspecting customer, to spend more you planned.Read the rest...

Back to school for better pay - should you go online or brick and mortar?

Posted In:  other

The economy is in a rut, people everywhere are trying to bring in more income anyway they possibly can. This could mean liquidating assets, taking on multiple part time jobs, or simply cutting coupons. However, a good number of people do not wish to sell their belongings, don’t have a lot of time on their hands for even more work, and cutting coupons is just not enough for most people. This leaves the prevailing idea that a good number of people have chosen to pursue; going back to school.Read the rest...

How to be Sure you are Paid What You are Worth

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Have you ever run into a coworker that does the same job as you, yet makes substantially more money? This can turn a job or career you were originally happy with into a job you struggle to get out of bed for. The nagging thought that you are worth less to the company than Billy Joe can turn those with the best work ethics into the worst employees imaginable. The simple way to avoid a conflict that could cost you your job and way of life is to make sure you are being paid what you are worth. How does one do this?Read the rest...