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Low Income Tips and Assistance

Tips and ideas for low income families, government assistance, etc.

Find out about available resources for low-income families.  Great pointers on goverment grants, housing subsidies, food assistance, unemployment benefits, government-provided insurance, private food banks, and more.

Don't Let Your Financial Woes Sap Your Brain Power

Posted In:  low income assistance

iq, financial woes, decisionsThere’s a real reason why we make poor decisions when under financial stress.

You see it all the time. A friend going through a financial struggle chooses the worst possible solution for the long-term outcome. Maybe you’ve done it yourself, deciding on a short-term loan instead of cutting back spending elsewhere. A study in the journal Science suggests that those poor decisions may not be entirely your fault. When you have to keep juggling resources, it slows down your mental stamina and ability to solve problems effectively.Read the rest...

Mortgage Options for Everyone, Even Those on Low Income Assistance!

mortgages, low income assistanceMortgages for low income assistance, poor credit, big houses and more.

So, you're ready to apply for a mortgage but aren’t sure which way to turn? You’re right to take the time to look at your options. The mortgage you choose could save you thousands over the course of the loan. The type of mortgage you seek could vary by the size of your down payment, the loan size and your credit score. Here’s a rundown of the major mortgage types and the situations they are best suited for:Read the rest...

How to Apply for Social Security Disability Benefits

Posted In:  low income assistance

Social Security disability benefits protect those with disabilities and injured workers. 

Social Security Disability (SSD) is a federal government program created to protect those with disabilities from financial disaster. As of May 2013, the SSA had 8,877,000 open claims for disability benefits, paying out an average monthly benefit of $1,129.51. In itself, disability will not keep most workers from financial disaster, but along with food stamps, state programs and other financial help, it’s an important part of the social safety net.Read the rest...

Low Income Families, Cheap Tuition and Dropout Rates… What’s Wrong Here?

Posted In:  low income assistance  family

low income families and drop out ratesStudents from low income families face a different life experience, predisposing them to failure.

Statistically lower cost colleges have higher dropout rates, yet President Obama wants to lower the cost of all colleges. Why? Why are lower cost colleges experiencing this problem more than Ivy League Colleges? Perhaps it is because students attending low-cost colleges have completely different life experiences than Ivy League students.Read the rest...

Save Money on Rent With Housing Choice Vouchers

Posted In:  low income assistance

The housing choice voucher program, otherwise known as Section 8 Housing, is a government program that assists low-income families and people with disabilities in their quests for affordable, safe housing. The program provides low-income families the opportunity to live in a safe neighborhood and, at the same time, keep up with other bills and necessary expenses. Housing choice vouchers help people with low incomes save money on housing expenses, and aid recipients can choose to live anywhere they wish. If your income is low or you're having difficulty paying for your current residence, it may be a good idea to check into this program.Read the rest...

10 Ways to Stretch Your Dollar on a Low Budget Income

Posted In:  low income assistance

With the economic downturn and many families facing unemployment, people are struggling to make ends meet. If you've recently lost your job or suffered a cutback, you may not know where to begin with living on a lower income. Fortunately, there are some ways to stretch your dollar to cover all of your living essentials.Read the rest...

Financial Resources for the Cash-Strapped

Posted In:  low income assistance

In today's slow economy, many people struggle to meet their expenses on a daily basis. Fathers worry about how they will keep the utilities paid. Mothers clip coupons and cook frugally to stretch the food budget further. Kids wonder if they will be able to get new shoes, much less go to summer camp or on the yearly family vacation. What's a family to do?Read the rest...

How to Apply for Food Stamps

Posted In:  low income assistance

Food StampsTrying to find out how to apply for food stamps?  We'll do our best to help.  While many people still call them "food stamps", the benefits are no longer handed out as paper certificates, rather, they are loaded onto a plastic "EBT Card" that works like a debit card.  EBT stands for "Electronic Balance Transfer", and the food stamp program itself is officially called "SNAP", short for Supplemental Nutrition Assistance Program.

Do I qualify for Food Stamps?

 

A good first step to take before you apply for Food Stamps is to find out if you qualify. Your eligibility for food stamps will be determined based on your total household income, as well as other factorsRead the rest...

Do You Qualify for $10 a Month Internet Access?

Posted In:  low income assistance

Comcast, the nation’s leading cable and Internet provider, is launching a plan known as “Internet Essentials,” a discounted Internet access plan for families who must meet certain income eligibility requirements. Internet Essentials will be available for families in the 39 state where Comcast currently offers their Internet services. Comcast has also started websites in both English and Spanish to help spread awareness about the program.Read the rest...

11 Answers to Your Low Income Housing Questions

Posted In:  low income assistance

Low income apartments are becoming harder and harder to get as the numbers of people needing help are on the rise and the fund available to help them are decreasing. The number of people paying more than half their incomes towards housing is at an all time high. One third of those making between $14,500 and $30,000 per year are facing a hard time finding a place to live that they can afford. In most cases, they need to find Section 8 Apartments. The best way to secure one is to understand how they work. To help you do that, we have compiled a list of important questions and answers about low income and Section 8 housing.Read the rest...