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Insurance Tips

Save on auto insurance, home, health, and life...

"Pay as you Drive" Technology Enables New Car Insurance Discounts

Posted In:  insurance

Auto insurance companies like Progressive, Travelers, Allstate, The Hartford and GMAC are introducing new ways for drivers to save on auto insurance with onboard driver monitoring technology. While some groups express concerns over consumer privacy, good drivers are taking advantage of a way to save more money on their car insurance rates. These behaviorally focused, Pay As You Drive (PAYD) programs are gaining steam in many states.Read the rest...

Buying Individual Health Insurance

Posted In:  insurance

As new health care legislation hangs in the balance, thousands of Americans continue to go without health insurance. Worse yet, as companies continue to reduce jobs, people lose health care insurance benefits as well as the income necessary to purchase an individual policy.

What to do? If you’ve lost your insurance or your COBRA coverage is due to expire soon, it’s time to do your own shopping for individual health care coverage to compare prices and coverage options.Read the rest...

Use Caution when Saving on Car Insurance

Posted In:  insurance

Saving on car insurance involves many factors. It’s about a lot more than just picking the cheapest insurance company. You need to think about your personal situation and what is most important to you. Here are some strategies to consider that will help you find the most affordable policy.

Going After Quality

Believe it or not, getting the best quality insurance policy can save you money. Why? Because insurance companies with higher customer satisfaction rates actually pay claims instead of fighting you. If you could not afford to have your claim denied if your car was totaled in an accident or stolen, this is the way to go.  Read the rest...

How To Find Affordable Pet Insurance

Posted In:  insurance


Pet health insurance is becoming increasing popular with animal lovers who want to provide the best possible care for their pets. Responsible pet ownersunderstand their pets rely on human caregivers for survival. Pet parents must provide food, water and shelter for their animals as well as routine or preventative veterinary care. These costs are usually considered before an animal is brought home, however many people fail to plan for unexpected veterinary costs which can quickly become expensive should your pet require emergency treatment.Read the rest...

Your Credit and Your Insurance Rates - There Is A Connection

Posted In:  insurance


Understanding and keeping current on your credit score can save you money on insurance costs. Insurance is a necessity for most people to protect them in the event something unplanned occurs. Homeowners, auto, health and life are the most traditional insurance policies. Travel, pet and renters are also common policies held by consumers. Insurance has long been known as a way to protect investments but skyrocketing premiums are a continued concern for consumers. 
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Lost Your Health Insurance? Don’t Panic


In 2008, approximately 15% of the population, according to the Census Board, was without any type of health insurance.  That represents approximately 46.3 million people.  Most people are insured through their employee programs.  Other providers are Medicare and Medicaid.  What happens if you lose your benefits?If you become seriously ill or disabled, chances are that you will invest your cash in your own welfare, and spend your money on hospital charges.  It happens.
 
If you have no insurance and need medical attention don’t be afraid to negotiate for a better price.  It sounds odd to be haggling with a health care provider but it is something you have to learn how to do if your insurance disappears.When looking for new health insurance because, your policy has run out, or you have been laid off, there are several places that specialize in helping people find affordable coverage:
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Simple Ways to Lower Your Car Insurance

Posted In:  insurance

In today’s world, many of us are taking a close look at our finances and examining every possible angle to lower our bills. Your car insurance could be an area of opportunity to save a little money. Let’s take a look at some tips you can use to help you significantly lower your Automobile Insurance premiums.
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3 Ways To Save Money Without Sacrificing Insurance Coverage

Posted In:  insurance


Insurance policies, often written in a language that only brokers and agents can understand can be intimidating and frustrating to manage. Whether you are buying health, auto, homeowners, life or any of the various policies available to provide coverage when needed, it is important to know what you are purchasing and what coverage will be provided. In an economy where everyone is trying to pinch pennies and stretch every dollar to the max, many consumers are struggling to pay insurance premiums with some even canceling policies they cannot afford. Sadly insurance is the one thing you pay for in the hopes you never have to use; and in many cases need that coverage when you can least afford to be unprotected.

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How To Find Good Insurance For Your Fine Jewelry

Posted In:  insurance


Many consumers make the mistake in thinking that should something happen to their engagement or wedding ring or other fine jewelry that the homeowner or renter's insurance policy they have will cover it. However, in most cases, homeowner's and renter's insurance does not cover jewelry fully. Policies typically have limits for personal property loss categories, which includes jewelry.
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Why Renters Need Insurance

Posted In:  insurance


When you own a home, it is no surprise that insurance is required in the event tragedy strikes. When you rent a place, it is kind of surprising that insurance is not required given that renters likely have more to lose and face bigger risks.
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