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Insurance Tips

Save on auto insurance, home, health, and life...

3 Ways Insurance Helps You Get Out and Stay Out of Debt

Posted In:  debt reduction  insurance

An insurance policy is a contract that protects you financially in case you are caught in an unforeseen situation. Thus, insurance policies are there to cover for all the times that you are involved in a risky situation. You should also remember that your insurance may also help you if the financial disaster that is affecting you is debt. Thus, if you are in debt, then you can make use of your insurance to provide you relief from it instead of using various debt solutions such as the consolidation of debt. Read the rest...

Cell Phone Insurance - Do You Really Need It?

Posted In:  insurance  cell phone


There is no doubt that cell phones have become an integral part of most people's daily lives. The phones in use today do far more than just place and receive calls. Many of them are small hand-held computers that contain important contact information for friends and family as well as fun games, reading material, and financial tools. Cell phones are used to post and read comments on social networking sites as well as keep track of business email from anywhere. For the first time, smart phone sales have actually outpaced computer sales.Read the rest...

Talking to Your Spouse About Death...and Life Insurance

Posted In:  insurance

Talking about death and life insurance can be scary - nobody likes to think about dying. It is an especially stressful conversation to have with your spouse. In some cases, people who are so worried about what will happen when they die that they buy too much life insurance. There are also people who are willing to look death in the face and make the appropriate arrangements, but there is so much misleading and incorrect information about buying life insurance floating around that they don’t get the right policy.Read the rest...

How to Ace Your Life Insurance Exam

Posted In:  insurance

Getting a great rate on your life insurance usually means passing a physical exam with flying colors. This can make many of us anxious before a physical. But you can relax knowing just what they'll check for and what you can do to prepare. In fact, these suggestions are all good ways to stay healthy in general, so it's good practice to make them regular habits in your everyday life!Read the rest...

How Health Insurance Reform Will Affect Your Health Care Costs

Health Care Reform, also known as the Affordable Care Act, will have a significant impact on how Americans receive health care services. It will also change the way many people finance their health care. In 2009, there was a lot of passion and a lot of misinformation on both sides of the political aisle. Therefore, it is important to know exactly what the facts are and how this bill will affect your health care decisions.Read the rest...

Three Health Insurance Options for College Students

Even when you are young and in good health, it is important that you have health insurance. But many young adults skip this important financial failsafe because they feel overwhelmed by the prospect of buying insurance coverage. Although it can be difficult to find the plan that is right for your individual situation, it is important that you take the time to do the research and find the right insurance coverage. Read the rest...

Planning for the Worst: Getting the Most out of Life Insurance

Posted In:  insurance

Insurance agents love to cite facts showing you get more than what you pay for when you buy whole life insurance. If that’s the case, why has whole life become so unpopular? If you pay $24,000, you get $50,000 back in coverage, doesn’t that mean you are getting back double your money? Well, yes and no. The truth is, you could do better by looking at your insurance a little differently.Read the rest...

Your Answers to These Six Questions Could Save You Money on Homeowners Insurance

Posted In:  insurance

It's been quite a while since SavingTools covered the subject of homeonwer's insurance. Back in November 2008, we told you how to get the most out of your home's insurance. But with the ever-increasing costs of homeowners insurance, we though you might want to know how to get it at a better price too. Just taking a look at your policy from the insurance company's perspective can help you understand the steps you can take to save money on your premiums.Read the rest...

Discount! Are You Getting These Savings on Your Auto Insurance?

Posted In:  insurance

Did you know you could be paying way too much for your auto insurance premiums? Auto insurance prices fluctuate between customers but the price can even fluctuate for one individual if you know how to get discounts on your premiums. Here are nine ways you may or may not have considered to start paying lower premiums today.
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Save on Your Auto Insurance by Skipping Options You Don't Need

Posted In:  insurance

No one is more irritated by a high car insurance bill than a safe driver. You drive the speed limit, always obey traffic rules and have never been in an accident, but you still have to look that big bill in the face every month. Even the best drivers can find ways to save even more on their car insurance, on top of discounts for being a good driver. By planning a head and using your savings wisely, you can save a bundle on that annoying bill. Here's how. 

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