As we go about our daily routines, most of us carry either a wallet or a purse. Unfortunately, in a moment of distraction or when we least expect it, a clever thief might grab the wallet and take off running. Sometimes, we don’t even notice the theft until getting home and finding out that the credit cards have numerous unexpected purchases.
Most people don't know everything their checking account allows them to do. For many, a checking account is just a place to keep money in order to pay bills and rent. However, as banks compete for your business, more and more are offering special features in order to keep customers. Below are the top five facts about your checking account that you probably don't know.
The Consumer Financial Protection Bureau will begin accepting customer complaints in July of this year. This is the first time consumers will have access to a single bureau for complaints about credit card companies, mortgage lenders, and other lending institutions that have the power to negatively influence a consumer's credit rating. If you feel that your lender practices abusive or deceptive techniques that are costing you more money, the Bureau might be a good place for you to send a complaint. They will forward your complaint to the appropriate division of the government, which will follow up by investigating to see if any wrongdoing is actually taking place. 
When I first heard about ING Direct's new savings program for kids, I got excited. The program is called Orange4Kids, and it includes all the basics of a normal online savings account. The kid’s accounts are FDIC insured up to $250,000, there are no fees or minimum balance requirements, and the account is on a kid-friendly website. An adult must cosign on the account since kids cannot make withdrawals.
Going through a divorce can leave you emotionally, mentally and physically drained. Money is the last thing most people want to think about when they have aching hearts. However, you must protect your credit, so that your credit score will not be damaged and leave you hurting financially as well. Look into all of your accounts and take the appropriate action to protect yourself.
Overdraft protection began as a service banks offered to help customers avoid embarrassment if they accidentally overdrew their accounts. The bank would pay the difference between the customer's checking balance and the purchase price, then the customer would pay a fee for that service as well as the necessary funds to make the account solvent once more.
I get a little tired of posts talking about ways to make extra money. Many of them give you ideas that might get you $25 all year, or require special skills like writing blogs. It’s not that blogging is really so hard, but it takes a lot of effort to make even a little bit of money. These solutions don’t work for most people. Fortunately, there are some sure-fire ways that anyone can pick up extra cash. Top Banking Tips
ATM machines with no surcharge ... don't pay that ATM withdrawal fee
A great money saving tip concerning no charge ATM withdrawals...
Choosing Short Term Savings Options
Once you've built up some cash for a short term savings goal, you'll need a place to store it until you're ready to use it...
Best Online Banking
As the Internet becomes an integral part of our daily lives, online banking is growing in popularity...
Individual Development Account: Save Money and Get Matching Contributions
Research shows that there are “savers” and “spenders” in all income classes, even those who make low to moderate incomes...
Why Online Banking Is Important For Financial Stability and Saving Money
In today's daily life, things are much more fast-paced and chaotic than years past, especially for today's families...
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