Banking tips
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50+ helpful tips to help you save money at the bank. Covers saving accounts, investments, atm's and other bank related issues. With banks changing the rules all the time, it pays to keep up with the latest tips that will help keep them from nickle and diming you into the poor house.
Find ways to get fee-free access to your money with these tips on avoiding ATM fees.
If It Can Happen to Michelle Obama, It Can Happen to Any of Us
While the economy is slowly improving, the increase in Social Security withholding has consumers continuing to look for ways to save money. Using these five strategies, you can put another $5,000 into your pocket. This is a good jumping point to start thinking about other ways shaving a little off a few expenses can add up to big savings over the course of a year.
In these volatile economic times, it is no longer surprising to discover that a bank you have been happily doing business with for a number of years suddenly has a new owner and name. Most customers take these changes in stride, resigned that there is very little they can do about it. However, angry ING Direct USA’s account holders did not go quietly into the night upon learning that Capital One had bought out their low-fee, customer-friendly online bank.
Stable couples often pool finances and open joint checking accounts. Others swear that keeping finances separate is the way to go. Relationship and financial experts unanimously agree that keeping a joint account is better for finances and your relationship. However, many couples marry later in life when their specific financial habits and goals are already well established. There is no easy answer, but these facets of your financial and emotional lives may help you make a more informed decision about which choice is right for you.
It is that time of year again—time to make your New Year’s resolution for 2013. It seems that as this time of year comes around everyone starts thinking about their physical health. Advertisements for weight loss programs are on every television channel and gym memberships reach an all-time high come January 1st. Well how about instead of setting another resolution to lose that 10 pounds you’ve been holding onto for years you make a resolution that would impact your health in another way—your financial health.
Each year, over 15 million Americans have their identities stolen. From fraudulent credit card charges to new accounts opened without authorization, identity theft comes in many forms. While it is frightening and upsetting to discover unauthorized charges under your name, you can take steps to protect your identity at no cost.
So you have your eyes set on that perfect vacation. You know, the one where all you do is lie on the beach all day, with the hotel staff delivering a delicious beverage while you brush away the heat with large fans? Yeah, that vacation you've been dreaming about for years, but just haven't done anything about? Well, it's not going to materialize out of nowhere, so it's time to be practical about it.
It's only natural to expect proper customer service from companies you deal with. This is especially true with larger companies, such as your mortgage lender. After all, they probably have helped you with the largest investment of your life, and there is no reason why you should expect anything different from them. You pay on time and provide all the necessary services and information when requested, so why should you receive poor customer service from them?
Many people are guilty of stuffing their purses or wallets with everything they could possibly need on any given day, as a matter of convenience and easy access to all of their financial needs. This is especially true now with technological advances leading many people feel they can’t leave the house without the cell phone, music player and just about everything else of value.
