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News and Opinions

Don’t Spend Money on These Types of Software – Part II

Posted In:  News and Opinion

More Free Fixes for Frustrating Computer Problems

In Part I, I told you about some types of software that do the same things as the expensive stuff, but for free. Here are a few more suggestions for free software to save you a ton.Read the rest...

Don’t Spend Money on These Types of Software – Part I

Posted In:  News and Opinion

Free Fixes for Frustrating Computer Problems

So, as part of your efforts to kick off the new year on a good start, you decide to clean up old programs on your PC that you no longer use. They you run into one that just won’t go. No matter what you do, it still shows up! A search on the Web for a solution will turn up several removal tools, all of them costing you unnecessary dollars. This isn’t the only kind of software you need not pay for. From something as complex as an operating system to software as simple as photo editing, there are free options available for everyone.Read the rest...

6 TED Talks that Will Change the Way You Think About Your Money

Posted In:  News and Opinion

Take the time to watch these presenters and open your financial horizons. 

Money makes the world go round but it is a topic filled with challenges and misinformation. How do you know you’re making the best use of your finances and how do you protect those finances for your future? These are just a few of the questions TED Talks can address and answer – find out how you can keep your financial world spinning. Read the rest...

Money Tips from Financial Gurus, Susceptible Audiences and Common Sense

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money tips and financial gurusMoney tips should come from within you, not financial gurus you never met. 

It’s obvious that investors should check out information before acting on it. Who would actually think those TV talking heads had our best interest at heart? Unfortunately, like Pollyanna, some of us tend to overlook negatives so we can feel good about what we experience. Often, the poor and desperate want to believe they could be rich so fiercely that they will gamble what little financial security they have on a financial guru’s advice.Read the rest...

Another Too Good to Be True Product.... Don't Be a Sucker

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Pesky diamond advertisements are showing up all over the internet and television. These aren't just any regular diamond commercials either. The brilliant folks working at Diamond Z4 have found a way to fool thousands of consumers into purchasing their faux diamond products. They use clever commercials that trick buyers into thinking they are purchasing a special kind of cubic zirconia stone that could pass for a $30,000 diamond.Read the rest...

Helpful Reviewers Get Free Stuff from Amazon.com

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It’s a mysterious program that few know about. Amazon Vine is a review system in which the best product reviewers get free stuff so they can write more useful reviews. This invitation-only program could be an excellent opportunity for free stuff for anyone willing to put in the time and effort. However, it’s also important for consumers to be aware of the program and the way it may influence the reviews they read on Amazon products.Read the rest...

2012 in Review: What You Cared About Most on SavingTools.com

Posted In:  News and Opinion

2012 in reviewThere’s no doubt 2012 was a tough year financially. A review of our most popular posts through the year reveals what mattered to the frugal. Turns out, you care about smart shopping, great interest rates, planning for retirement and finding ways to help others. Here’s a rundown of our most popular posts for 2012 by month:Read the rest...

The Fiscal Cliff is Nothing… What You Should Really Be Worried About

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help newtown victimsThe headlines are everywhere. The dreaded fiscal cliff… the edge over which our economy is about to fall. Personally, I prefer to think of it as a political game of chicken the GOP can’t afford to lose. So, I’m not going there. I’m not going to tell you how worried you should be, how terrible the consequences may be or what you should do to prepare for it. Instead, I’m going to offer you other perspectives on why the fiscal cliff doesn’t really matter, and I’ll urge you to take action on an issue that really does matter… helping those suffering in Newtown. Read the rest...

Strategic Foreclosures - The Dark Side of American Independence

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Driving along the waterfront in my hometown Plymouth yesterday, I noticed something odd. While five years ago, there were "for sale" signs up at just about every other middle and lower class home, now those signs have moved...they've moved to the million dollar mansions along Plymouth's waterfront. It occurred to me that the debt crisis appears to be trickling up.Read the rest...

What Is Dead Peasant Life Insurance?

Posted In:  News and Opinion

Most life insurance policies provide financial assistance to a deceased person's surviving relatives. When an insured person dies, his life insurance benefit goes to the beneficiary of the policy such as his spouse or children. This money is usually used to pay for funeral expenses and replace the income of the deceased. Another type of life insurance exists, however, that many people have been unaware of until recently, and it has a more nefarious purpose.Read the rest...