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News and Opinions

Money Tips from Financial Gurus, Susceptible Audiences and Common Sense

Posted In:  News and Opinion

money tips and financial gurusMoney tips should come from within you, not financial gurus you never met. 

It’s obvious that investors should check out information before acting on it. Who would actually think those TV talking heads had our best interest at heart? Unfortunately, like Pollyanna, some of us tend to overlook negatives so we can feel good about what we experience. Often, the poor and desperate want to believe they could be rich so fiercely that they will gamble what little financial security they have on a financial guru’s advice.Read the rest...

Another Too Good to Be True Product.... Don't Be a Sucker

Posted In:  News and Opinion

Pesky diamond advertisements are showing up all over the internet and television. These aren't just any regular diamond commercials either. The brilliant folks working at Diamond Z4 have found a way to fool thousands of consumers into purchasing their faux diamond products. They use clever commercials that trick buyers into thinking they are purchasing a special kind of cubic zirconia stone that could pass for a $30,000 diamond.Read the rest...

Helpful Reviewers Get Free Stuff from Amazon.com

Posted In:  News and Opinion

It’s a mysterious program that few know about. Amazon Vine is a review system in which the best product reviewers get free stuff so they can write more useful reviews. This invitation-only program could be an excellent opportunity for free stuff for anyone willing to put in the time and effort. However, it’s also important for consumers to be aware of the program and the way it may influence the reviews they read on Amazon products.Read the rest...

2012 in Review: What You Cared About Most on SavingTools.com

Posted In:  News and Opinion

2012 in reviewThere’s no doubt 2012 was a tough year financially. A review of our most popular posts through the year reveals what mattered to the frugal. Turns out, you care about smart shopping, great interest rates, planning for retirement and finding ways to help others. Here’s a rundown of our most popular posts for 2012 by month:Read the rest...

The Fiscal Cliff is Nothing… What You Should Really Be Worried About

Posted In:  News and Opinion

help newtown victimsThe headlines are everywhere. The dreaded fiscal cliff… the edge over which our economy is about to fall. Personally, I prefer to think of it as a political game of chicken the GOP can’t afford to lose. So, I’m not going there. I’m not going to tell you how worried you should be, how terrible the consequences may be or what you should do to prepare for it. Instead, I’m going to offer you other perspectives on why the fiscal cliff doesn’t really matter, and I’ll urge you to take action on an issue that really does matter… helping those suffering in Newtown. Read the rest...

Strategic Foreclosures - The Dark Side of American Independence

Posted In:  News and Opinion

Driving along the waterfront in my hometown Plymouth yesterday, I noticed something odd. While five years ago, there were "for sale" signs up at just about every other middle and lower class home, now those signs have moved...they've moved to the million dollar mansions along Plymouth's waterfront. It occurred to me that the debt crisis appears to be trickling up.Read the rest...

What Is Dead Peasant Life Insurance?

Posted In:  News and Opinion

Most life insurance policies provide financial assistance to a deceased person's surviving relatives. When an insured person dies, his life insurance benefit goes to the beneficiary of the policy such as his spouse or children. This money is usually used to pay for funeral expenses and replace the income of the deceased. Another type of life insurance exists, however, that many people have been unaware of until recently, and it has a more nefarious purpose.Read the rest...

Most Big Companies Suck to Work for...11 That Don't

Posted In:  News and Opinion

When you think of working for a large company, you probably imagine cubicle farms and deep levels of redundant middle management. In many cases, you wouldn't be far from the truth. Working for a big company can be tough. It is easy to get lost in the shuffle and feel like the company doesn't care about you at all. Not every company is like that, though. More large corporations have begun to recognize that having happier employees results in better overall productivity. High tech companies like Intel and Google are leading the trend toward becoming better places to work.Read the rest...

Don’t be a Sucker; Avoid These Five Tricky Pricing Gimmicks

Posted In:  News and Opinion

Think it's buy one, get one? Don't jump so quickly. It's probably buy one, get one half off. This is just one trick retailers use. Whether we like it or not, bargain hunting requires that we stop and pay attention. Some of us enjoy bargain hunting; some don’t. Whichever category we fall into, we need to be aware that retailers employ a laundry list of tricks in order to get us to spend more. Here are some gimmicks to watch out for and how they work.Read the rest...

Impulse Buying? Your Last Name Might be to Blame

Posted In:  News and Opinion

Are you an impulse buyer? You may now have an excuse – it’s all your last name’s fault. People whose last names start with letters toward the end of the alphabet are more prone to impulse buying. According to a study to be published in the Journal of Consumer Research, the “last name effect” seems to stem back from childhood.Read the rest...