Money Saving Tips

Tips that save you money!

Home

Money Saving Tips

May 2013
20

Kids' Birthday Parties: Big Fun on Little Money

by Jessica Bosari
Posted In:  entertainment

Use these tips and ideas for a fun party without spending too much.

We all want to have the most elaborate parties for our children's birthdays but personal finances do not always allow for that. If you are trying to stick to a budget, or simply do not have much money at all, then you are probably wondering how you can pull it off. It’s important to make sure that these events are something to remember, not just for the birthday girl or boy, but also for you as the parent. After all, children grow up so fast.Read the rest...

May 2013
19

4 Ways to Make Sure Your Rent Payments Count towards Your Good Credit

by Jessica Bosari
Posted In:  mortgage

You Should Be Rewarded for Your Timely Rent Payments!

Rent is the biggest bill we pay each month, and sadly, because of increasing numbers of foreclosures and an unstable real estate market, rental rates have skyrocketed. Getting the rent in on time is getting harder and harder. Fall behind too far and your account can land in the hands of a collection agency. Once that happens, the credit bureaus find out you can’t pay on time and it wrecks your credit. But for those who have been diligently paying on time, it seems there is no reward. No one knows about your diligence.Read the rest...

May 2013
18

5 Tax Deductions for Job Seekers

by Jessica Bosari
Posted In:  taxes

Some Job Hunting Costs Are Tax Deductible

Read the rest...
May 2013
17

5 Steps to Eliminating Credit Card Debt

by Jessica Bosari
Posted In:  credit cards

Credit card debt got you down? There is a way out!

It happens to us all. We let a little bit of debt sit on our credit cards to get through a tough spot and before we know it, we’re up to our ears in credit card debt. Chances are, you’re not going to win the lottery or inherit a boatload of money from the Uncle Harry you never knew you had. But with a smart plan, you can get out of debt instead of struggling under its heavy weight.Read the rest...

May 2013
16

5 Ways to Save on Trash Removal

by Jessica Bosari
Posted In:  other

These trash removal methods are saving many families money.

There is no doubt about it. The cost of trash removal seems to be steadily increasing. It’s not just because of the rising cost of fuel, either. The cost of fuel has risen some, but the cost of trash removal is rising more. As more landfills reach capacity, there aren’t enough alternative methods to manage waste. You end up holding the bill, but there are some ways you can cut costs.Read the rest...

May 2013
8

8 Ways to Kick Impulse Buying to the Curb

by Jessica Bosari
Posted In:  other

Use these tips to reign in impulse spending.

Impulse buys, while they can be thrilling for some, are also a destroyer of budgets for many. No matter how much you try to save money and plan your expenses accordingly, resisting temptation and out-of-budget purchases can be difficult to resist. Fortunately, you have some ways to curb these impulse buys:Read the rest...

May 2013
7

Inheritance: Don't Leave the Wrong Financial Legacy to Your Kids

by Jessica Bosari
Posted In:  retirement

A financial legacy should include knowledge before money.

Many parents and grandparents spend too much time worrying about the financial legacy they will leave their families after they pass away. They have spent their lives building a large inheritance they believe will be best way to provide for their families. But if they don’t teach their heirs valuable lessons about money management beforehand, those heirs may find themselves harmed by a large inheritance more than they are helped. Read the rest...

May 2013
6

A Work Wardrobe for a Whole Lot Less

by Jessica Bosari
Posted In:  other

Making a few smart choices can save you a lot on your work wardrobe.

Believe it or not, you don’t need to spend a fortune to look your best at work. With a little creative thinking you can dress for success on a tiny budget. So whether you have just landed your dream job or working you way up the corporate ladder, there is no need to max out the credit card to look the part. Here are nine ways to step out in style:Read the rest...

May 2013
5

Getting the Most Social Security Income Possible

by Jessica Bosari
Posted In:  retirement

How and when you file social security can garner you thousands more in annual income.

When it comes to retirement, one of the most important decisions that you need to make is when to claim Social Security. Too often, people jump the gun and make the wrong choice, finding themselves up to their ears in money worries and less money to spend during retirement. The Social Security program is complicated and confusing, so it is easy to feel overwhelmed when faced with decisions about when and how to file and get your Social Security benefits. Here are some ways that you can make sure you are receiving the most Social Security income possible:Read the rest...

May 2013
4

Do's and Don'ts of Consolidating Credit Cards to Save Money

by Jessica Bosari
Posted In:  credit cards

Consolidating can save you money, but make sure the pitfalls don't damage your credit.

One of the main reasons why many people consider consolidating their credit card debt is to cut their high interest payments, thus lowering their overall monthly payments as well. If you have multiple credit cards and store cards, you can consolidate all the balances into one monthly payment. However, it is important to keep in mind that consolidating your credit card debt will not lower the balances on the credit card; it will simply shift the balances and help you pay off your debt faster.Read the rest...