Personal Finance

cheap wedding dresses

vadam — Tue, 22 May 2012 07:02:50 +0000

From hundreds of discount bridal gowns to pick out unusual wedding dresses the only one, it seems overwhelming. However, knowing the best gowns for your body, it will be easy. Spotted, if you are a petite woman, some choices of wedding dresses must be thrown away to flatter your body shape. Sheaths seem to shorten a small body even more, so petite women informal wedding dresses should avoid sheath-style wedding dresses.Read the rest...

Penny-pinching hints for stay at home moms - Staying afloat in this tough economy

Steven Robert — Fri, 18 May 2012 04:17:02 +0000

Money is the most essential need for everyone starting from a college student to an old-aged person. So, it is an equal necessity for the stay-at-home moms. It is the stay-at-home moms who make a plan and decide how they should spend money in order to live a secured and debt free life. It is very essential that you understand the importance of money and spend it only as you need it. When you spend excessive money, you do not realize its importance and as such, there are high chances that you will fall into the clutches of debt problems.Read the rest...

Getting the most out of Social Security benefits

cheapncheerful — Sat, 05 May 2012 17:44:33 +0000

This is a good article on how knowing more about the system lets you work it to your best advantage.
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How one family saved $10K in a year

frazzledmom — Sat, 28 Apr 2012 20:13:50 +0000

Good Housekeeping ran this article. See if there's any tips in there you would find helpful to put into practice yourself. :)

http://www.goodhousekeeping.com/family/budget/we-saved-10-grand-wealth-watchers

How to compare airlines' additional fees: new tool

Splash — Thu, 12 Apr 2012 15:39:56 +0000

"Here’s a scenario you’ve probably encountered: You’re searching for affordable airfares and find two airlines with fares that are roughly the same.
How do you compare additional fees, like those for checked bags, to see if one is a better deal? Or, you’re planning a vacation on the airline you prefer for business travel, but you’re bringing family along this time. How can you easily find out how much all that extra checked luggage will cost you?Read the rest...

Lenders widening credit offers to less financially secure clients again

Splash — Wed, 11 Apr 2012 13:58:24 +0000

"...But as financial institutions recover from the losses on loans made to troubled borrowers, some of the largest lenders to the less than creditworthy, including Capital One and GM Financial, are trying to woo them back, while HSBC and JPMorgan Chase are among those tiptoeing again into subprime lending.Read the rest...

What do smart shoppers buy in April?

pennywise — Mon, 09 Apr 2012 20:22:42 +0000

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How to conquer bill shock

pennywise — Mon, 09 Apr 2012 20:19:00 +0000

You're not alone. As we scoop up more electronic devices, keep our cars longer and use pricey medical services, bill shock is becoming more common.
But here's the good news: There's a growing consumer toolbox for beating high bills. You can download free smartphone apps to track utility expenses or visit websites that compare health plans or analyze mobile service bills.Read the rest...

Caregiver agreements and why they make sense

cookiefan — Tue, 03 Apr 2012 17:58:41 +0000

The high value of family caregivers is undeniable.
More than 44 million caregivers in the United States provide care to loved ones in need, according to studies by health care coordinator Evercare and the National Alliance for Caregiving.
Just how busy are those family caregivers?
Thirty-seven percent of caregivers spend more than 40 hours a week providing care to loved ones, which is the equivalent of a full-time job. And another 30 percent spend 20 to 39 hours assisting loved ones in need of care.Read the rest...

AIR FARE

micharch — Sun, 01 Apr 2012 00:54:13 +0000

The Wall Street Journal 3/28
Whatever You Do, Don't Buy an Airline Ticket On …
When's the best time to buy? Travel experts have long said Tuesday is when sales are most often in place, which is true. An analysis of domestic fares shows that Wednesday also has good—and occasionally better—ticket prices.Read the rest...

Debt collection company charged a $2.5 MILLION penalty by FTC

Zoey — Fri, 03 Feb 2012 02:05:01 +0000

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Online food spending calculator compares yours vs. the rest of the US

Splash — Tue, 31 Jan 2012 04:02:34 +0000

What do you spend on groceries every week? How often do you go out to eat? What about booze? All that money on sustenance is probably adding up to more than you think.Read the rest...

The Land of Unknown Tax Deductions

Splash — Tue, 31 Jan 2012 03:12:03 +0000

Making sure you get every tax deduction and credit you have coming to you is one of the best ways to ensure you don’t leave any money on the table during tax time.
“Overlooking deductions can cost you money,” said Barbara Weltman, author of “J.K. Lasser’s 1001 Deductions and Tax Breaks 2012” and contributing editor of “J.K. Lasser's Your Income Tax 2012.”Read the rest...

FBI warns of new banking scam

Jewel — Thu, 26 Jan 2012 03:25:38 +0000

In a new warning, the Federal Bureau of Investigation warns account holders of a new spam email scheme that involves a type of malware called "Gameover." The scheme involves fake emails from the National Automated Clearing House Association, the Federal Reserve or the FDIC. These messages attempt to trick recipients into clicking on a link to resolve some type of issue with their accounts or a recent ACH transaction. Once you click on the link, Gameover takes over your computer, and thieves can steal usernames, passwords and your money.Read the rest...

What Is a Mutual Fund Prospectus? How to Read and Understand It.

micharch — Sun, 15 Jan 2012 22:46:19 +0000

What is a mutual fund prospectus? It’s a document that gives you an inside look at your mutual fund, and it’s about as inviting to read as a telephone book. That’s exactly the way Wall Street likes it. As long as you don’t take the five minutes it usually requires to go through the document, you won’t be aware of the fees the fund charges you. Also, by failing to read the prospectus, you’ll be in the dark about the wild investments the 25-year-old multi-billion dollar fund manager can make with your money.Read the rest...